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Small Group

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Small Group Health Insurance:

Tennessee health insurance companies must sell small business health insurance to any qualifying Tennessee small business:
  • Business must have employees totalling between 2 and 50

  •  Employees must meet a minimum level of participation.  (Depending upon the health insurance company, a percentage of employees must purchase the policy. )

  • The employer may have to pay a portion of each employee's premiums.

The price of Tennessee small business health insurance can fluctuate due to the health status of the employees, but within boundaries.

Tennessee Self-Employed:
If you are the sole employee and owner of a business, you can not purchase a Tennessee small business health insurance policy.

North Carolina requires health insurance companies to sell and offer at least two state standardized plans to any small business that qualifies.

  • Business must have employees totalling between 2 and 50

  •  Employees must meet a minimum level of participation.  (Depending upon the health insurance company, a percentage of employees must purchase the policy. )

  • The employer may have to pay a portion of each employee's premiums.

Premiums for North Carolina small business health insurance can be more due to the group's health status and risk.

North Carolina Self-Employed:

In North Carolina a self-employed insividual can either purchase a small business health insurance policy or an individual health insurance policy.

Call (423) 676-5200 and I will help yu find the best small group health insurance for your company.

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Toni King Johnson City, TN
(423) 676-5200 email: insurancewithtoni@gmail.com